Insurance companies are notorious for denying claims. Some of the most common excuses homeowners hear when they file a claim include: you were not home, no one was hurt and there is no proof, it’s an act of God, etc. The thing is that insurance companies have loopholes to deny your claim which can make it difficult to get them to pay up!
Take some time today to read our blog post on the top 5 excuses insurance companies use when denying claims and how you can avoid getting denied in the first place.
- Homeowners insurance companies often deny claims because they say you didn’t have enough coverage
- If your home had a fire, but it was caused by an electrical issue and not arson, the company might refuse to pay for damages
- Insurance companies also commonly argue that your house wasn’t properly maintained or that you didn’t follow safety precautions
- Other times they’ll claim that the damage is due to “wear and tear” rather than from a sudden event like a fire or flood
- The best way to protect yourself against these excuses is to read through your homeowner’s policy carefully before purchasing it; if something doesn’t seem right, ask about it
You should also keep copies of all receipts for repairs on file in case anything happens down the road – this will make defending yourself much easier down the line. We’ve got all sorts of expert tips from our team at The Public’s Adjuster who will tell you what questions you should ask before filing a claim with your insurance company so that they cannot wiggle their way out! So, what are you waiting for? Reach out to our team at The Public’s Adjuster at 1-866-MAX-PAY1 or 1-866-629-7291 today!
